Will my Home Insurance Cover my Air Source Heat Pump?

If you have home emergency repair insurance, be sure to read the terms and conditions carefully, as your air source heat pump may not be covered.

Some insurance companies offer coverage for your air source heat pump failure, but certain conditions apply. Others explicitly exclude air source and ground source heat pumps from their home emergency insurance. For some companies, you may need to add air source heat pump failure repair as an add-on to your home emergency insurance—although not all companies offer this option—depending on your policy, so be sure to check. For more information on insurance, see our home insurance guide.

If you have home emergency repair insurance, you should review the exclusions and applicable conditions for heating equipment in the policy terms; otherwise, you may face high repair costs if your air source heat pump fails.